St. Louis Workers Compensation Lawyer
[dynamic_parent_term_id]
- St Louis
- St. Louis Workers Compensation Lawyer
Suffered an injury at work that has left you financially strained? Having trouble filing a worker’s comp claim? Do you feel that you are receiving inadequate coverage? Contact TorHoerman Law for a free, no-obligation case consultation with an experienced St. Louis workers compensation lawyer to discuss your legal options today.
You can also use our chatbot below to receive a free, instant online case evaluation to find out if you qualify for legal assistance right away.
Frequently Asked Questions
How do I know if I’m eligible for workers' compensation?
Anyone injured while on the job is eligible for workers’ compensation benefits. Even if you were injured while on a company-sponsored outing, that still counts towards a workers’ compensation claim. If you are unsure if your injury qualifies, contact TorHoerman Law for a free, no-obligation consultation.
Is there a time frame for filing a workers’ compensation claim?
There are two important deadlines to be aware of. First, immediately after the accident, notify your employer in writing of the accident. While verbal notification is good, the report should be submitted in writing, too. Keep a copy of the notification for your records as well. Failure to do so within 30 days can jeopardize your ability to qualify for workers’ compensation benefits. The other deadline to be aware of is the statute of limitations. Essentially, you have two years either within the date of injury or death, or the last benefits payment received, to file a claim. While there are extenuating circumstances, failure to file with that two-year deadline can make your claim invalid.
How much does it cost to hire a St. Louis workers' compensation lawyer?
At TorHoerman Law, we operate on a contingency fee basis. Essentially, that means you do not pay anything unless we win your case. The fees for legal counsel in Missouri are capped at 25 percent of the total amount awarded. If you have any questions about the contingency fee, please contact our office.
Table of Contents
St. Louis Workers Compensation Laws
Workers' compensation is statutory, meaning Missouri requires employers with five or more employees to offer workers' compensation coverage for employees who are injured on the job. The specific details and process of filing a workers' compensation claim differ state-by-state. However, all states' workers' compensation laws include a no-fault process that protects both employees and employers.
It is important to note that by law in Missouri, you only have 30 days to report your injury to your employer unless specific circumstances arise. If you fail to do so, that could eliminate your ability to file a claim completely. Check with a St. Louis workers' compensation lawyer to determine the statute of limitations on your claim. Once filed, judges throughout the state work to resolve workers' compensation disputes. Once a decision has been made, either party can file to appeal a ruling by the Missouri Industrial Commission's judges.
What Does Workers Comp Cover?
There are three parties commonly involved in a workers' compensation claim: the worker, the employer, and an insurance provider. These three parties arbitrate fair compensation based on the degree of the injuries and the guidelines set by state workers' compensation laws.
Workers receive compensation for work-related injuries in the form of benefits. These benefits include any medical costs involved with the injury at work and partial wage payments (average of 2/3 of normal wages) for the duration of the lost work time. The length of these payouts and maximum payouts are capped by Missouri workers' compensation laws. 2/3's may seem unfair, but these payouts are not taxed, so they actually translate fairly closely to most normal paychecks.
Damages
Along with medical costs and lost wages, employees may be entitled to other benefits for other damages. Punitive damages are not commonly included in workers' compensation benefits. In the case that injuries are substantial enough to be considered life-altering, the employee may receive an additional lump-sum for damages. In the case that a work-related accident results in an employee's death, the immediate family of the deceased may be entitled to death benefits. If no immediate family exists, the next-of-kin, which is often determined through administrative hearings, becomes the beneficiary of any death benefits. These benefits included a capped sum that covers funeral expenses and compensation in the sum of partial normal wages. These sums are set by the State of Missouri's workers' compensation laws.Workers Compensation Disability Claims
If you suffer from an injury at work that impedes your ability to complete your daily duties at work, you may qualify for disability. The three primary types of disability are:
- Workers'Â compensation
- State disability benefits
- Social security disability insurance
Social Security Disability (SSDI)
Unlike workers' compensation, workers are eligible to receive social security disability insurance (SSDI) for any injury, including non-work related incidents, as long as the injury affects the worker's ability to participate in the workforce. Disability is covered by the state rather than your employer. SSDI is funded through deductions in your paycheck and is resourced to any worker who has paid into the system. For low-income individuals who have not paid into the SSDI system, the Social Security Administration offers Supplemental Security Income (SSI). In order to qualify for SSDI or SSI, your disability must prevent you from earning a minimum salary as a full-time employee. The disability must also either have lasted, or be expected to last at least one calendar year or is expected to result in death. The Social Security Administration offers a full range of acceptable disabilities in the "Blue Book." This list does not comprise the full list of acceptable disabilities, and if yours is not listed, it may still qualify. You can file a social security disability claim through the Social Security Administration on their webpage, telephone, or in-person in the office. The workers' compensation claim process can be overwhelming, time-sensitive, and complex. It may be helpful to seek aid from a St. Louis workers' compensation lawyer. SSDI and SSI cover partial lost wages and medical expenses. You may be eligible to receive social security if you are receiving workers’ compensation, but only under certain circumstances. You would be expected to repay any social security coverage that workers’ compensation also covers.Hiring a St. Louis Workers Compensation Lawyer
The workers' compensation claim process can be very complex, involving time-sensitive deadlines and very specific paperwork. Along with these speed bumps, creating a full list of damages along with the proper tangible evidence to prove your claims may be hard to do alone.
Hiring a workers' compensation lawyer can be very beneficial. You can focus on the healing process while your St. Louis workers' compensation lawyer takes care of the hassles of filing a strong claim, ensuring that you get the full compensation that you deserve.
An experienced St Louis workers' compensation lawyer will help navigate the civil lawsuit process while you concentrate on your physical recovery. If you have any questions, reach out to a St. Louis workers' compensation lawyer to discuss your legal options.
St. Louis Workers Compensation Law Firm
TorHoerman Law
Our team of experienced St. Louis workers' compensation lawyers understands how devastating workplace injuries can be. Our St. Louis workers' compensation law firm has won more than $4 billion in verdicts and negotiated settlements for our clients. TorHoerman Law operates on a contingency fee basis. Thus, you do not owe any payment until you have been compensated. Contact one of our expert St. Louis workers' compensation lawyers to find out if you are eligible to file a lawsuit. You may use the chatbot below for a free, no-obligation case consultation.Four Levels of Worker Disability
The 4 worker disability levels are:
- Temporary Total Disability: an injury that totally prevents the employee from participating at work for a limited time.
- Permanent Total Disability: an injury that permanently prevents you from returning to work and limits your ability to participate in a similar occupational field.
- Temporary Partial Disability: an injury that prevents you from participating in certain work duties for a limited time at most.
- Permanent Partial Disability: a permanent injury that only partially prevents an employee from participating in their work duties.
Common Causes of Workplace Injuries in St. Louis
Work-related injuries are unfortunately a common part of many different professional fields.
Common causes of injuries in workplaces include:
- Unacceptable working conditions
- Defective or broken equipment
- Unsafe construction sites
- Exposure to chemicals, such as developing mesothelioma from asbestos
- Overexertion
- Affliction to previous conditions
St. Louis Workers Comp Claims Process
Once you have been injured while on the job, it is important to contact a St. Louis workers' compensation lawyer immediately. We will walk you through the process, which typically involves:
1. Notifying the Employer
This is an imperative step and should be completed quickly. In Missouri, you must notify your employer of an injury within 30 days. Failure to do so can jeopardize your ability to receive workers' compensation benefits. According to the handbook on State of Missouri's Workers' Compensation Division, notification of injury must be made in writing and include the "nature of the injury, where and when it occurred, and the name and address of the person injured." Your employer may have an Accident or Injury Report form to use, but if not, reports of injuries can be made on Missouri's Division of Workers' Compensation website. Once completed, the form should be submitted to your employer.
2. Seeking Medical Treatment
While you may have received medical treatment immediately after the accident occurred, it is important to follow up with a doctor to ensure there are no other injuries or existing damage.
3. Filing a Claim
Your legal team will work with you to collect all evidence and calculate damages suffered to file a claim. It is important a claim is filed within the timeline of the statute of limitations. Basically, the statute of limitations is a time-frame of how long you have to file a claim. In Missouri, a claim must be filed within two years of the date of injury or death, or within two years after your last benefit payment was made.
4. Attending a Workers' Compensation Benefits Hearing
While you are permitted to attend the hearing, your lawyer will work on your behalf to represent your best interests.
5. Filing an Appeal, if Necessary
If the Missouri Industrial Commission's judges do not rule in your favor, an appeal can be filed to ensure you receive that maximum amount of benefits.
References
“Facts for Injured Workers – Information about Workers’ Compensation in Missouri.” Missouri Division of Workers’ Compensation, Missouri Department of Labor and Industrial Relations, labor.mo.gov/sites/labor/files/pubs_forms/WC-101-AI.pdf
Share
RELATED
LOCATIONS
Scroll For More
Scroll For More
RESULTS
MORE THAN $4 BILLION AWARDED
IN VERDICTS & NEGOTIATED SETTLEMENTS
CLIENT REVIEWS
Tom Lewis
TorHoerman Law was responsible for handling a medical case for our family. I was extremely impressed with their professionalism and ability to react quickly. They also did a nice job keeping us updated with the case throughout the process. This was the first time experiencing a situation like this and Tor Hoerman law did an excellent job from start to finish.
Jordan Terry
TorHoerman Law is an extraordinary law firm – a firm that truly makes the client’s best interests the primary concern. Their team of personal injury lawyers are experienced, personable, and well versed in a range of litigation areas. They are supported by a dedicated team of staff that are as equally friendly and helpful. I would recommend TorHoerman Law for any personal injury litigation needs.
Dave Woodley
All of my questions were answered quickly and in a way I could understand. Steve and the entire staff were friendly and professional.
Jordan Butler
I highly recommend this law firm! The attorneys and staff at THL worked hard, communicated every step of the process, kept me well informed at all times, and exceeded all expectations! The staff is kind, considerate, professional, and very experienced. Look no further, call now!
Maddy Moeller
Top-notch, hardworking attorneys!
Karen Hersman
A wonderful and professional legal team. They helped me when I needed expert legal representation! Thank you TorHoerman Law!
Angel Truesdale
They contacted me the next day. Very nice people!
Paul Graegin
The firm went above and beyond. Thank you for everything.
